A Roof Inspection is a limited visual inspection of the roof covering (for insurance purposes) from the roof deck, ladder, or ground. This inspection is used to determine only the Roof Life Expectancy and Condition. This is needed from your insurance carrier typically when there is a concern of the roof’s age or condition. A Wind Mitigation Inspection is an Insurance discount form. It verifies construction methodologies that provide greater protection from wind-borne hurricane damage.